Pick the runway to your exam date.
One library, every tool — just choose how long you need it. Pass-packs are one-time (no auto-renew), and every paid plan comes with the $110 Pass Guarantee.
Pass-pack ladder — pick your access window
Ace is NMLS-specific and cites real regulations — not a generic chatbot.
Prefer monthly? Cancel anytime.
No commitmentFull content library on a rolling monthly plan — $49/mo, cancel anytime.
Full content library + AI Coach (15 chats/day) — $64/mo, cancel anytime.
The difference is time, not tools
Every paid tier unlocks the full library. No feature gates, no upsells, no "Lite" tier — length of access is the only thing that changes.
| What you get | Cram | 3-Month | 6-Month | 12-Month |
|---|---|---|---|---|
| Full question bank (3,000+) | ✓ | ✓ | ✓ | ✓ |
| Full-length practice exams | ✓ | ✓ | ✓ | ✓ |
| Video lessons | ✓ | ✓ | ✓ | ✓ |
| Flashcards | ✓ | ✓ | ✓ | ✓ |
| Digital textbook | ✓ | ✓ | ✓ | ✓ |
| Readiness score & study plan | ✓ | ✓ | ✓ | ✓ |
| $110 Pass guarantee | ✓ | ✓ | ✓ | ✓ |
| Career-long reference library | — | — | — | ✓ |
| Access window | 7 days | 90 days | 180 days | 365 days |
If you don't pass, we pay.
"$110 exam-fee refund if you score 85%+ on practice exams and fail the SAFE MLO test within 30 days of completing the course."See full terms →
Why buyers trust NMLSApproved
"Practice exams matched the SAFE MLO question style almost 1:1. I felt over-prepared, in the best way."
"The video lessons explained the things my employer's training rushed past. Passed first try."
"Bought the 3-month pass on a Monday, passed two weeks later. Money well spent."